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Steve Jetton
Jack H - I see you are trotting out that old story about me scamming you in Aikens geometry class. I can't say that I actually remember it but you are a credible fellow, so I am sure it's true. I am also sure that you never asked me for answers again.
Okay, to make up for it, I'll share a free financial tip with you and classmates: Get the AARP chase visa card (www.aarpcreditcard.com). Maybe you are already aware of it, considering all the junk mail AARP sends. At any rate, this baby gives you a 5% cash reward on all purchases for the first 6 months. Use it for every single thing you pay for. I am just getting ready to pay my property taxes with it. No fine print or strings attached; I've used it for 2 months and done the math to make sure I'm getting it all.
I've been using a 1% card for years and feel like this deal is Christmas come early. After the 6 months are up, this one gives 1% plus 3% for travel related stuff.
The caveat, of course, is that you want to pay it all off every month. Set up an automatic payment from your checking account.
If you really want to game the system, I was reading a blog where a guy had his spouse take one out after the first 6 months were up. I really have no moral qualms about that - all is fair in love, war, and dealing with credit card companies.
This is more of a sure thing than Hay's tips for the Preakness.
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